Buying pre-construction in Miami, made simple

What Brazilian and international buyers need to understand before investing in Miami pre-construction, step by step, no jargon.

Buyer protection

Your pre-construction deposit: escrow and the 15-day right to cancel

Where your money is held, the 10% rule and the 15-day window to cancel the contract.

HOA fees

HOA fees in a new Florida condo

What the fee covers, why it is an estimate and what the post-Surfside laws changed for reserves.

Step by step

How to buy pre-construction in Miami

The process from start to finish and the 10/20/10/60 payment plan that spreads the cost over construction.

From abroad

Sending funds to buy in Miami

Wire transfers, escrow and how to plan around the exchange rate when paying installments.

Taxes

FIRPTA for foreign buyers

The tax that appears when a foreign owner sells, and why to plan for it at purchase.

Financing

Financing in Miami for foreign nationals

How a foreign national loan works: down payment, documents, and when to arrange it.

Structure

Buy in your own name or via an LLC?

Both options, pros and cons, and when each one makes sense.

Budget

Costs beyond the price

Developer fee, HOA, taxes and insurance: what to actually budget for.